Understand that this job with all its stresses obstacles etc, can't be beat. Pension is UNHEARD of in the private sector and unless your some day trader with a solid understanding and TIME your 401k isn't gonna cut it. Think like this, senior men will go as long as they can because TO THEM the MTA=PIMP.... Paper In My Pocket...and it don't stop, you got a scheduled job? as a Senior man it's probably your favored schedule cause you "got time" WHY would you leave?? BILLS MORTGAGE HARLEY PAYMENTS don't stop