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UPO 1

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  1. Hey dunnlick are you in capital or maintenance. Congrats. Spikemauler class ends December 4th
  2. very true lol. Everyone was dying to get some experience in but we spent a lot of the day waiting for work. When it eventually came we didn't do much at all.
  3. Congrats to all my track brothers and sisters who graduated training today. Good luck and safe work out in the field. To all who are waiting for that call, I spoke to my trainer and he said there should be another class before the end of the year. Also if you wear glasses make sure you wear them instead of contacts when you go for medical. You WILL be put on medical hold if you don't. Contacts are not allowed on the tracks. I know of 2 guys that were placed on hold for not having glasses for the medical test. One guy had to wait for months to be called in. He should have been in the class before mine. Make sure you have your glasses. Don't get delayed until next year. Good luck. It's a great job. You will find out how great when you start.
  4. spoke to one of your classmates today at 38th street yard. They said you guys had some really crappy picks such as cleaner. My class was fortunate in that regard. About 15 capital jobs and 15 maintenance. Both days and nights. Anyway good luck and if you don't have your CDL take the test and get your permit before the next bid comes up. You could bid right out of chambers street. The test costs $10 bucks and it costs another 12 for them to issue you the permit. If they tell you that you have to take a medical tell them that your job will do it for you. Otherwise they won't issue you a permit. Also bring your passport with you to the exam. They won't issue you a permit without that either. Also your classmates were highly doubtful that you guys dug out 100 ties in the BX the other day. They got a good laugh about that.
  5. Hey Dunnlick what quarters did you end up with. I got union square. Not ideal but the days off and night schedule work for me.
  6. Bobert...I believe the only difference between the 2 plans is that the one that costs more is the high option. Meaning it allows you to go to doctors that are out of network and still be covered. The only benefit I see to this is if you have a doctor that you like who is not in the network and you want to continue going to his or her office. Not worth the money in my opinion. But check with the staff when you start to make sure you are getting the right plan for you and your family. I will be getting the cheapest plan because they are all good. I don't mind paying compartments if my upfront insurance cost is low or free. Free would be best. Had GHI in the past which is expensive and had the empire plan working for the state which is supper cheap in comparison and didn't see a difference and I have 3 kids and a wife. As a matter of fact if you ask me the empire plan was better. You really get the red carpet treatment because providers know they don't have to fight to get their money. Will also gladly pay the extra 2% for lifetime coverage. Take it from an old guy. It's worth every penny.
  7. 27 hours of OT a week doubles your salary. no matter what you make. if your salary is 1 million, do 27 hours of OT a week and you get 2 mill. I don't plan on doing 27 hours per week but I do plan on working 1 of my days off if possible and a few extra hours during the week for my first 6 months. From what i understand about capitol thats pretty easy to get. As for time with the wife and kids...I used to work for the Post Office. Postal workers work 6 days a week for most of their carrers and scarcely ever get saturday and sunday off. There are guys who work for 25 years and never got saturday and sunday off every single weekend. If you are lucky you get a full weekend off once a month. I'm used to it. You make time for your family. Believe me there are ways to work around it. Missing too much time drives you and your family crazy though. Spending too much time with the wife and kids can also drive you crazy. Its been 15 years I love em all to death and always will but sometimes I want to line them up like in the 3 stooges and just go down the line smacking. Finding a good balance is key.
  8. doubt I will transfer to another craft. I know what track is like and it fits me. Most I will probably do is promote to supervisor when the time comes. I don't want to drive a bus, don't want to be in an office, don't want to utilize my education that cost me 100k because at my age I know what I want. I would be comfortable working track until I retire. When it becomes too much for my body I will sit on my ass and tell people what to do. Besides...my education will allow me to make a lot of money on the side once I gain the capital I need to invest properly which I will get from the job. So I'm not looking for more money from the job other than the OT I need to catch up. But if you are looking for more just transfer after a year or take a promo (also to transfer). BTW saw you in the office on friday (bookbag and bubble vest correct?) will say what's up if I see you in the system.
  9. if you are lucky enough to pick capitol like I will you will do 80k easy your first year. That's where a lot of the OT is.
  10. top pay right now is around 30-31. By the time we hit top pay 6 years from now it will be higher. However, if you are looking for more money just take a promo exam once you pass probation. Just keep over 50% of your sick time to be promoted and take a test. Or transfer to a different craft. Right now I think starting salary for train operator is at our top pay.
  11. what?!! That's BS. Here I am telling people we got the last good contract cause everyone taking tests now has to wait for 6 years for top pay and we only have to wait 4. Wish the union had some way to fight that but whatever. Glad to have the job. And considering I will pick capitol, i'll make the OT anyway
  12. Btw. My boy was on wind detail the other day while on OT. Just to give you an idea of what type of stuff we will be doing. He got paid $45 an hour to watch the wind blow.
  13. thanks dunnlick. Can't wait to start. Hope to see you in the system man.
  14. didn't know that. I will not be giving up union dental or vision for any other plan. Any dentist you go to will treat you like royalty when they find out the union pays them. Those plans are great. I have 3 kids so I look over these things thoroughly. Will see which fits when I get there. Don't mind the copays as long as the plan is great. I think they had lifetime health insurance in the past. Doubt they still have that. In the past lots of government jobs had lifetime health for yourself and your spouse. That would be an unbelivably great thing if they had it. But I won't hold my breath.
  15. i wouldnt mind at all nyprospect. I still love consulting I just would not do it professionally ever again. Free advice is no problem though cause I love talking about finance and retirement. Would explain why 10% is good for most people but kind of a drawn out explanation. The short of it though is that your 1st 5% would be taxed if you didn't put it into your 401k so if you don't do 5% you are giving it to the IRS instead of putting it into your pocket. EX: if you have 2 checks for 80 hours and in one check you didn't make any contribution to your 401k but in the other you put 5% into it, you would see that your net pay is the same amount. The only difference is in one you gave the 5% ($86.48 at our current base pay) to the IRS. In the one where you made the contribution however, you put 86.48 in your pocket. In addition to that you would get more back on your tax return because you would lower your taxable income from $45,000 (base pay) to 42,800 so the IRS can only tax you on 42,800. If your OT increases raise your contribution. Pay yourself instead of the IRS. No one should put less than 10% in. That's what I told all of my clients. Its worth it.
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