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I hope everything winds up alright with your credit card. I share your sentiment about leaving, it's just such a dismal time of year. I can't wait for it to be April and nice, it just always seems to make everything nicer then.
I am good, thanks for asking! How are you, my friend?
i would like to think that i know my trains well! haha but i realize that there is much to learn. luckily i am curious!